You agree that this Agreement applies in addition to our web site Terms of Service at: http://www.strategicmarketingadvisors.com/about-sma/legal/website-service-agreement-terms-of-use/ and nothing stated in either this Agreement or our Terms of Service Agreement cancels or nullifies anything in either Agreement.

This Agreement applies to any files, software, applications, ebooks, PDFs, MP3s, videos or any other file type that may be available for download from StrategicMarketingAdviosrs.com within the Download Area of the Member Area.

Any such file is hereon referred to as “DOWNLOADED FILES” THIS AGREEMENT IS A LEGAL CONTRACT BETWEEN YOU AND STRATEGIC MARKETING ADVISORS (THE COMPANY) WHICH ALSO SPECIFICALLY STATES THE LICENSE/LICENCE TERMS, LIABILITY, LIMITATIONS AND WARRANTY RELATING TO YOUR USE OF ANY DOWNLOADED FILES THAT YOU MAY DOWNLOAD FROM THE COMPANY WEB SITE AND OF WHICH YOU MAY USE.
ANY FILES MADE AVAILABLE FOR DOWNLOAD IN THE DOWNLOAD AREA ARE SUBJECT TO THE SPECIFIC LICENSE/LICENCE CONDITIONS OF THEIR RESPECTIVE AUTHORS, AND SUBJECT TO THE LIABILITY AND WARRANTY LIMITATIONS OF THIS LICENSE/LICENCE AGREEMENT.

IF YOU CHOOSE TO DOWNLOAD AND INSTALL ANY OF THESE FILES AVAILABLE IN THE DOWNLOAD AREA, YOU ARE STATING YOUR ACCEPTANCE OF ALL THE TERMS IN THIS AGREEMENT IN FULL. IF YOU DO NOT AGREE WITH ANY OF THE TERMS IN THIS AGREEMENT, DO NOT DOWNLOAD, INSTALL OR USE ANY OF THESE FILES.
You are not authorized in any manner to use THE COMPANY’s name, logos, web graphics, or trademarks without express written permission from David A. Scarborough or Mary E. Scarborough or a legal representative of THE COMPANY.

Limited Rights of use

You agree that all rights, titles and interests relating to any and all specific files belong to THE COMPANY, or to the owner or creator of the file you download.
Furthermore, you agree that you do not assert any title or interest in the Downloaded File other than the rights and licenses granted in this Agreement.
You agree that you did not receive any rights to copyright, rights to trademark ownership or patents, or any other rights or licenses that belong either to THE COMPANY, or to the copyright holder or creator of the downloaded file, other than those given in this Agreement.

Termination of this Agreement

You agree that THE COMPANY may terminate this Agreement at any time without notice for any reason or no reason whatsoever.
If this Agreement is terminated, all rights previously granted shall immediately cease, and you must either destroy all copies of any files downloaded from the Download Area or return them to THE COMPANY.

Acceptance of risk

YOU AGREE THAT DOWNLOADING OR USING ANY FILES AVAILABLE FROM THE DOWNLOAD AREA IS ENTIRELY AT YOUR OWN RISK. FILES MADE AVAILABLE FOR DOWNLOAD FROM THE COMPANY ARE PROVIDED “AS IS” WITHOUT ANY WARRANTY OR FITNESS FOR ANY PURPOSE WHATSOEVER, EITHER EXPRESSLY OR IMPLIED.
THE COMPANY DISCLAIMS ALL AND ANY RESPONSIBILITY FOR WARRANTY OR FITNESS FOR A PARTICULAR PURPOSE. YOU AGREE AND UNDERSTAND THAT ANY FILES YOU DOWNLOAD AND INSTALL FROM THE DOWNLOAD AREA MAY NOT HAVE BEEN TESTED, MAY HAVE FAULTS, MISTAKES OR ERRORS AND MAY RESULT IN UNEXPECTED EFFECTS WHEN USED OR OPENED.

Indemnity

You agree to indemnify, defend and hold blameless THE COMPANY against any and all damages or loss incurred by you, including without limitation any legal fees, as a result of or in connection with downloading, installing or using any file downloaded from the Download Area.